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Health Insurance

Updated at October 29th, 2024

In This Article:

Employee Eligibility Eligible Dependents Premiums Public Notices

Employee Eligibility

Employees must complete an enrollment form to enroll in coverage. Employees must be regularly scheduled to work at least thirty hours per week in a non-seasonal, non-temporary position in order to be eligible for health insurance.

Eligible Dependents

Spouse (legally married)
A child under the age of 26 who meets at least one of the following criteria:

Employee's natural (biological) child
Employee's adopted child (including a child placed for adoption in anticipation of adoption)
A child for whom the employee is the legal guardian
Employee's child for whom the plan has received a qualified medical child support order requiring the child to be enrolled in health insurance

An employee or spouse's stepchild under the age of 26 for whom the employee or spouse is providing care
Dependents over the age of 26 who are incapacitated (mentally or physically incapable of earning a living regardless of age). This provision applies only when the incapacity existed before the dependent's 26th birthday and they were already insured by a state-sponsored plan.

Dependents who are not eligible for coverage include:

Foster children
Dependents not listed in the above definitions
Parent's of the employee or spouse
Ex-spouse
Live in companions who are not legally married to the employee

Premiums

Premiums for 2024

Options	Tiers	Blue Cross & Cigna Local Plus Network	Cigna Open Access Expanded Network/BCBS Network P
Premier PPO	Employee Only	$179.32	$254.32
	Employee + Children	$397.07	$482.07
	Employee + Spouse	$467.19	$617.19
	2 Employee (EE + SP)	$343.98	$493.98
	Family	$627.55	$777.55
	2 Employee (Family)	$506.93	$656.93
Standard PPO	Employee Only	$167.88	$242.88
	Employee + Children	$372.11	$457.11
	Employee + Spouse	$537.78	$587.78
	2 Employee (EE + SP)	$322.32	$472.32
	Family	$587.51	$737.51
	2 Employee (Family)	$474.59	$624.59
Limited PPO	Employee Only	$107.40	$182.40
	Employee + Children	$265.50	$350.50
	Employee + Spouse	$314.10	$464.10
	2 Employee (EE + SP)	$201.07	$351.07
	Family	$418.51	$568.51
	2 Employee (Family)	$194.17	$344.17
Health Savings CDHP	Employee Only	$101.11	$182.11
	Employee + Children	$250.26	$335.26
	Employee + Spouse	$296.33	$446.33
	2 Employee (EE + SP)	$189.69	$339.69
	Family	$394.83	$544.83
	2 Employee (Family)	$183.19	$333.19
		KCS Annual Contribution	KCS Monthly Contribution
Health Savings Account*	Employee Only	$605.35	$50.45
	Employee + Children	$1,679.02	$139.92
	Employee + Spouse	$2,134.69	$177.89
	2 Employee (EE + SP)	$1,564.02	$130.34
	Family	$2,712.82	$226.07
	2 Employee (Family)	$995.27	$82.94

*Employees will receive the KCS contribution on a monthly basis

These premiums are listed as a per month amount. If you are paid bi‐weekly:

Custodial/Maintenance (24 pay) ‐ These monthly amounts will be divided in half between your two checks each month.
Food Service/Security (20 pay) ‐ You will take the annual amount due and divide it by 20 to figure your amount per paycheck.

For more information on bi‐weekly premium rates, please contact the Benefits Department at 865-594‐1686.

Health Plan Comparison Chart

2024 Cobra Premiums