Device Insurance Protection Plan

Written By Steve Glenn

Updated at August 31st, 2024

Knox County Schools is proud to offer a device protection plan to all students in grades K-12. This plan covers accidental damage to school-issued devices. Our goal is to provide an option to limit a family's financial responsibility for some types of damage. There is no fee waiver for KCS device insurance this year.

Device Protection Plan Description

$20 non-refundable annual fee (premium) due on or before September 30, 2024, for the 2024-2025 school year.

Device Protection Plan Coverages

  • Accidental Damage: The plan pays for drops, liquid damage, or other unintentional acts of damage to the device. This includes, but is not limited to the screen, keyboard, bezel, ports/buttons, or battery.
  • Theft: Damage or loss due to theft. The claim requires the student or family to submit a police report.
  • Fire: Pays for loss or damage due to fire; requires a report from the investigating authority.
  • Electrical surge: Pays for damage due to electrical power surges.
  • Natural disaster: Pays for damage caused by a natural disaster.

Limits

The device protection plan will cover one total loss within a three-year time frame. Covered accidental repairs will remain covered, even after a total device claim.

Example: Your student accidentally spills liquid on their Chromebook and has insurance. The student will receive a replacement Chromebook at no additional cost. Later that same year, the same student breaks a Chromebook screen. The student will not be charged for that Chromebook repair. The family will incur a replacement fee if the student has another total loss over the next two years.

Device Protection Plan Exclusions

Intentional Damage. The protection plan does not pay for damage caused by negligent or intentional acts. Damage determined to be intentional will incur a replacement fee.

  • Lost/Damaged Consumables. Power adapter ($20 replacement cost) is not covered under the plan.
  • Lost/Missing devices are not covered under the insurance plan (Replacement cost is device model dependent up to $500).
  • Cosmetic alterations. Any device personalization will be charged for the replacement cost of the damaged part(s). This includes stickers, markings, graffiti, etc.
  • Hacking. Damage caused by illegal access to any system is not covered. "Jailbreaking” or “rooting” the device in an attempt to remove built-in system protections may be assessed a fee.
  • Liability. Knox County Schools is not liable for any loss or damages including, but not limited to accidental, consequential, or punitive damages caused directly or indirectly by the equipment.

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